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Homeownership rate in the U.S. 2012-2020

The homeownership rate in the United States amounted to 65.8 percent in the fourth quarter of 2020. While there are many factors that affect people’s decision to buy a house, the recent increase can be attributed to lower mortgage interest rates, which make taking out a mortgage more attractive to potential buyers even during the coronavirus (COVID-19) pandemic.

Which factors affect homeownership?

Age and ethnicity have a strong correlation with homeownership. Baby Boomers, for example, are twice as likely to own their home than Millennials. Also, the homeownership rate among white Americans is substantially higher than among any other ethnicity.

How does the U.S. homeownership rate compare with other countries?

Having a home is an integral part of the “American Dream”. Compared with selected European countries, the U.S. ranks alongside the United Kingdom, Cyprus, and Ireland. Many countries in Europe, however, exceed 80 percent home ownership rate.

Homeownership rate in the United States from 1st quarter 2012 to 4th quarter 2020

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Release date

March 2021


United States

Survey time period

Q1 2012 to Q4 2020

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Statistics on "Housing market in the United States"

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