Home ownership rate in countries in Europe 2020

The home ownership rate measures the share of dwellings that were owner-occupied. In the presented European countries, the home ownership rate extended from 41.6 percent in Switzerland to as much as 96.1 percent in Romania. More developed European countries, such as France or Germany, tended to have a lower home ownership rate compared to the frontier countries, such as Lithuania or Slovakia. The share of house owners among the population of all 28 European countries has remained relatively stable over the past few years.

Average cost of housing

Across Europe, the average transaction price varies from country to country. The average transaction price per square meter for a new dwelling was more than three times higher in the United Kingdom (UK) compared to the likes of Poland and Hungary.

Housing completions

With population numbers rising across Europe, the need for affordable housing continues. Across Europe, countries have built in some cases hundreds of thousands of homes annually to meet the growing demands.

Home ownership rate in selected European countries in 2019 and 2020, by country

Characteristic	2019	2020
Austria	55.2%	55.3%
Belgium	71.3%	71.1%
Bulgaria	84.1%	84.3%
Croatia	89.7%	91.3%
Cyprus	67.9%	68.6%
Czechia	78.6%	78.9%
Denmark	60.8%	59.3%
Estonia	81.7%	81.4%
Finland	71.1%	70.7%
France	64.1%	64%
Germany	51.1%	50.4%
Greece	75.4%	74.6%
Hungary	91.7%	91.3%
Iceland*	73.6%	-
Ireland	68.7%	-
Italy	72.4%	-
Latvia	80.2%	81.2%
Lithuania	90.3%	88.6%
Luxembourg	70.9%	68.4%
Malta	79.8%	81.9%
Montenegro	91%	-
Netherlands	68.9%	69.1%
North Macedonia	85.9%	-
Norway	80.3%	80.8%
Poland	84.2%	85.6%
Portugal	73.9%	77.3%
Romania	95.8%	96.1%
Serbia	83.3%	-
Slovakia	90.9%	92.3%
Slovenia	74.8%	74.6%
Spain	76.2%	75.1%
Sweden	63.6%	64.5%
Switzerland	41.6%	-
Turkey	58.8%	-
United Kingdom*	65.2%	-

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Release date

November 2021

More information

Region

Europe

Survey time period

2019 to 2020

Supplementary notes

* 2018 data

The source adds the following information: "The collection "Living conditions" hosts indicators relating to characteristics and living conditions of households, characteristics of the population according to different breakdowns, health and labor conditions, housing conditions as well as childcare related indicators."

Data coverage corresponds to code ilc_lvho02 of the EU-SILC survey.