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Challenger banks vs the big five: cost-to-income ratio in the UK 2014 and 2015
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Challenger banks vs the big five: cost-to-income ratio in the UK 2014 and 2015
Cost-to-income ratio of challenger banks and the big five banks in the United Kingdom (UK) in 2014 and 2015
This statistic displays the cost-to-income ratio for the United Kingdom's challenger banks and for large established banks, measured in 2014 and 2015. In that time, smaller challenger banks* reduced their CTI ratio from 52.1 percent in 2014 to 48.5 percent in 2015, looking to drive ratios as low as 40 percent in the future.
Cost-to-income ratio of challenger banks and the big five banks in the United Kingdom (UK) in 2014 and 2015
| 2014 | 2015 | |
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| - | - | - |
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| 2014 | 2015 | |
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This statistic displays the cost-to-income ratio for the United Kingdom's challenger banks and for large established banks, measured in 2014 and 2015. In that time, smaller challenger banks* reduced their CTI ratio from 52.1 percent in 2014 to 48.5 percent in 2015, looking to drive ratios as low as 40 percent in the future.
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- Release date
- May 2016
- Region
- United Kingdom
- Survey time period
- 2014 and 2015
- Supplementary notes
-
* According to the source:
"Smaller challengers have typically been incorporated in the past five years. Four of them are now listed banks. They include: Shawbrook, Aldermore, Handelsbanken, Metro, STB and Onesavings."
"Larger challengers are longer established. Two of them are new but have inherited large portfolios of loans and advances to customers. They include Virgin, First Direct, Williams and Glyn, Nationwide, Post Office, TSB and NAB."
"The Big Five include HSBC, Barclays, Lloyds, RBS and Santander".
Source
- Show sources information
- As a Premium user you get access to the detailed source references and background information about this statistic.
- Show publisher information
- Release date
- May 2016
More information
- Region
- United Kingdom
- Survey time period
- 2014 and 2015
- Supplementary notes
-
* According to the source:
"Smaller challengers have typically been incorporated in the past five years. Four of them are now listed banks. They include: Shawbrook, Aldermore, Handelsbanken, Metro, STB and Onesavings."
"Larger challengers are longer established. Two of them are new but have inherited large portfolios of loans and advances to customers. They include Virgin, First Direct, Williams and Glyn, Nationwide, Post Office, TSB and NAB."
"The Big Five include HSBC, Barclays, Lloyds, RBS and Santander".
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Challenger banks in the United Kingdom (UK)
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Statistics on "Challenger banks in the United Kingdom (UK)"
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- Average net interest margin of challenger banks and the big five banks in the United Kingdom (UK) in 2014 and 2015 Challenger banks vs the big five: average net interest margin in the UK 2014 and 2015
- Cost-to-income ratio of challenger banks and the big five banks in the United Kingdom (UK) in 2014 and 2015Challenger banks vs the big five: cost-to-income ratio in the UK 2014 and 2015
- Challenger banks: Customer deposits and loans
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- Challenger retail banks average annual deposit creation in Great Britain (UK) as of 2014Challenger retail banks: average yearly deposits in Great Britain (UK) 2014
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- Challenger retail banks average annual loan creation in Great Britain (UK) as of 2014Challenger retail banks: average annual loans in Great Britain (UK) 2014
- Market share of challenger banks loans and deposits in Great Britain (UK) from 2nd half of 2011 to 2nd half of 2013 Market share of challenger banks loans and deposits in Great Britain (UK) 2011-2014
- Metro Bank's total deposits year-on-year growth in the United Kingdom (UK) from 4th quarter 2013 to 4th quarter 2015 (in billion GBP)Year-on-year growth in Metro Bank's total deposits UK Q4 2013 - Q4 2015
- Metro Bank's lending to business and personal customers year-on-year growth in the United Kingdom (UK) from 4th quarter 2013 to 4th quarter 2015 (in billion GBP)Year-on-year growth in Metro Bank's lending in the UK Q4 2013 - Q4 2015
- Distribution of Aldermore Bank's net loans in the United Kingdom (UK) as of 2014, by recipientAldermore Bank's net loans distribution in the United Kingdom (UK) 2014
- Year-on-year-growth in Aldermore Bank's customer deposits from 2011 to 2018 (in billion GBP)Development of customer deposits value to Aldermore Bank 2011-2018
- Challenger banks: Assets and liabilities
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- Metro Bank's total assets year-on-year growth in the United Kingdom (UK) Q4 2013 - Q4 2015 (in billion GBP)Metro Bank's total assets: year-on year-growth in the UK Q4 2013- Q4 2015
- Total assets and liabilities value of the Aldermore Bank in the United Kingdom (UK) from 2013 to 2018 (in million GBP)Aldermore Bank's total assets and liabilities in the UK 2013-2018
- Total assets of the bank segment and group segment of Clydesdale Bank PLC in the United Kingdom (UK) from 2014 to 2018 (in million GBP) Total assets of the Clydesdale Bank PLC in the United Kingdom (UK) 2014-2018
- Total assets of the British-headquartered OneSavings Bank (bank and group) from 2013 to 2018, by segment (in million GBP)OneSavings Bank's total assets in the UK 2013-2018, by business segment
- Annual assets of British headquartered Secure Trust Bank Plc from 2011 to 2016 (in million GBP)Secure Trust Bank plc: total assets value in the United Kingdom (UK) 2011-2016
- Distribution of assets of the British-headquartered Nationwide Building Society in 2018 (in billion GBP)Nationwide Building Society: asset distribution in the UK 2018
- Annual assets of the Virgin Money Group in the United Kingdom (UK) from 2011 to 2018 (in billion GBP)Virgin Money Group's total assets in the United Kingdom (UK) 2011-2018
- Annual value of liabilities of British headquartered Secure Trust Bank Plc in the United kingdom (UK) from 2011 to 2016 (in million GBP)Secure Trust Bank plc: total liabilities value in the United Kingdom (UK) 2011-2016
- Challenger banks: Profit, loss, income
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- Metro Bank's quarterly loss after tax in the United Kingdom (UK) in the 3rd and 4th quarter of 2014 and 2015Metro Bank's quarterly losses after tax in the UK in Q3 and Q4 of 2014 & 2015
- Shawbrook Bank's underlying profit before tax in the United Kingdom (UK) from 2012 to 2017 (in million GBP)Shawbrook Bank: underlying profit before tax in the UK 2012-2017
- Total statutory profit or loss before tax for The Co-operative Bank PLC in the United Kingdom (UK) from 2012 to 2018 (in million GBP) Total statutory profit before tax Co-operative Bank 2012-2018
- Profit before tax of British headquartered Secure Trust Bank Plc in the United Kingdom (UK) from 2011 to 2016 (in million GBP)Secure Trust Bank plc: profit before tax in the United Kingdom (UK) 2011-2016
- TSB Banking Group plc franchise profit before tax in the United Kingdom (UK) as of 2nd half of 2014 and 1st half of 2015 (in million GBP)Profit before tax of the TSB Banking Group in the UK H2 2014- H1 2015
- Underlying profit of the British-headquartered Nationwide Building Society in the United Kingdom (UK) from 2011 to 2018 (in million GBP)Nationwide Building Society: underlying profit in the United Kingdom (UK) 2011-2018
- Statutory profit before tax of the Virgin Money Group in the United Kingdom (UK) from 2011 to 2018 (in million GBP)Virgin Money Group's statutory profit before tax in the United Kingdom (UK) 2011-2018
- Total operating income for Clydesdale Bank PLC in the United Kingdom (UK) from 2014 to 2018 (in million GBP) Total operating income of Clydesdale Bank PLC in the United Kingdom (UK) 2014-2018
- Challenger banks: Performance indicators
The most important statistics
- Return on tangible equity for challenger banks in the United Kingdom in 2013 and 2014*Challenger banks in the United Kingdom 2013 and 2014, by return on tangible equity
- Year-on-year change in Aldermore Bank's cost-income ratio between 2012 and 2018Development of Aldermore Bank's cost-income ratio in the United Kingdom in 2012-2018
- Loan-to-deposit ratio of the Virgin Money Group in the United Kingdom (UK) from 2011 to 2016Virgin Money Group's loan-to-deposit ratio in the United Kingdom (UK) 2011-2016
- Shawbrook Bank's loan to deposits ratio in the United Kingdom (UK) from 2012 to 2016Shawbrook Bank's loan to deposits ratio in the UK 2012-2016
- Cost-income ratio of the British-headquartered Nationwide Building Society in the UK from 2011 to 2018Nationwide Building Society: cost-income ratio in the UK 2011-2018
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- Average number of employees working for the Co-operative Bank PLC in the United Kingdom (UK) from 2013 to 2018, by contract typeThe Co-operative Bank PLC: average number of employees 2013-2018
- Shawbrook Bank's employee numbers in the United Kingdom (UK) from 2013 to 2015, by roleNumber of customer-facing and back-office employees of Shawbrook Bank UK 2013-2015
- Total employees of the group for Clydesdale Bank PLC United Kingdom (UK) from 2015 to 2018, by employee position Staff of Clydesdale Bank PLC group in the United Kingdom 2015-2018, by role
- Staff costs of the British-headquartered OneSavings Bank from 2013 to 2018 (in million GBP)OneSavings Bank's staff costs in the United Kingdom (UK) 2013-2018, by cost category
- Share of female employees at the British-headquartered Nationwide Building Society from 2015 to 2018, by positionFemale employees at Nationwide Building Society in the UK 2015-2018, by role
- Employee engagement scores of the Virgin Money Group in the United Kingdom (UK) from 2012 to 2016Virgin Money Group's colleague engagement in the UK 2012-2016
- Gender distribution among the Virgin Money Group employees in the United Kingdom (UK) as of 2016, by roleVirgin Money Group's employee gender distribution 2016, by position
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Statistics on "Challenger banks in the United Kingdom (UK)"
- Fintech seen as threat to existing retail banks in Europe as of 2014, by product
- Bank customer opinion on usage of the 'Pure Digital' bank in the United Kingdom (UK) in 2014, by age group
- Average number of branches for big five banks, challenger banks and large retailers in the United Kingdom as of 2014
- Average brand awareness of challenger banks in the United Kingdom (UK) as of 2015
- Reasons for choosing a challenger bank in the United Kingdom (UK) in 2015
- Return on equity of challenger banks and the big five banks in the United Kingdom (UK) between 2012 and 2015
- Average net interest margin of challenger banks and the big five banks in the United Kingdom (UK) in 2014 and 2015
- Cost-to-income ratio of challenger banks and the big five banks in the United Kingdom (UK) in 2014 and 2015
- Challenger retail banks average annual deposit creation in Great Britain (UK) as of 2014
- Challenger retail banks loan and deposit value in Great Britain (UK) from 2nd half of 2011 to 2nd half of 2013 (in billion GBP)
- Challenger retail banks average annual loan creation in Great Britain (UK) as of 2014
- Market share of challenger banks loans and deposits in Great Britain (UK) from 2nd half of 2011 to 2nd half of 2013
- Metro Bank's total deposits year-on-year growth in the United Kingdom (UK) from 4th quarter 2013 to 4th quarter 2015 (in billion GBP)
- Metro Bank's lending to business and personal customers year-on-year growth in the United Kingdom (UK) from 4th quarter 2013 to 4th quarter 2015 (in billion GBP)
- Distribution of Aldermore Bank's net loans in the United Kingdom (UK) as of 2014, by recipient
- Year-on-year-growth in Aldermore Bank's customer deposits from 2011 to 2018 (in billion GBP)
- Total core bank customer deposits for The Co-operative Bank PLC in the United Kingdom (UK) from 2013 to 2018* (in billion GBP)
- Shawbrook Bank loans and advances to customers in the United Kingdom (UK) from 2012 to 2017 (in million GBP)
- Shawbrook Bank's customer deposits in the United Kingdom (UK) from 2012 to 2017 (in million GBP)
- Loans and advances of the British-headquartered OneSavings Bank from 2013 to 2018, by recipient (in billion GBP)
- TSB Banking Group plc loans and advances to customers in the United Kingdom (UK) as of 2nd half 2014 and 1st half 2015, by segment (in million GBP)
- Metro Bank's total assets year-on-year growth in the United Kingdom (UK) Q4 2013 - Q4 2015 (in billion GBP)
- Total assets and liabilities value of the Aldermore Bank in the United Kingdom (UK) from 2013 to 2018 (in million GBP)
- Total assets of the bank segment and group segment of Clydesdale Bank PLC in the United Kingdom (UK) from 2014 to 2018 (in million GBP)
- Total assets of the British-headquartered OneSavings Bank (bank and group) from 2013 to 2018, by segment (in million GBP)
- Annual assets of British headquartered Secure Trust Bank Plc from 2011 to 2016 (in million GBP)
- Distribution of assets of the British-headquartered Nationwide Building Society in 2018 (in billion GBP)
- Annual assets of the Virgin Money Group in the United Kingdom (UK) from 2011 to 2018 (in billion GBP)
- Annual value of liabilities of British headquartered Secure Trust Bank Plc in the United kingdom (UK) from 2011 to 2016 (in million GBP)
- Distribution of liabilities of the British-headquartered Nationwide Building Society in 2018 (in billion GBP)
- Metro Bank's quarterly loss after tax in the United Kingdom (UK) in the 3rd and 4th quarter of 2014 and 2015
- Shawbrook Bank's underlying profit before tax in the United Kingdom (UK) from 2012 to 2017 (in million GBP)
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- Return on tangible equity for challenger banks in the United Kingdom in 2013 and 2014*
- Year-on-year change in Aldermore Bank's cost-income ratio between 2012 and 2018
- Loan-to-deposit ratio of the Virgin Money Group in the United Kingdom (UK) from 2011 to 2016
- Shawbrook Bank's loan to deposits ratio in the United Kingdom (UK) from 2012 to 2016
- Cost-income ratio of the British-headquartered Nationwide Building Society in the UK from 2011 to 2018
- Average number of employees working for the Co-operative Bank PLC in the United Kingdom (UK) from 2013 to 2018, by contract type
- Shawbrook Bank's employee numbers in the United Kingdom (UK) from 2013 to 2015, by role
- Total employees of the group for Clydesdale Bank PLC United Kingdom (UK) from 2015 to 2018, by employee position
- Staff costs of the British-headquartered OneSavings Bank from 2013 to 2018 (in million GBP)
- Share of female employees at the British-headquartered Nationwide Building Society from 2015 to 2018, by position
- Employee engagement scores of the Virgin Money Group in the United Kingdom (UK) from 2012 to 2016
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