higher mortgage debt than most other European countries and was not far from those found in the United Kingdom, France or Germany. This has a political background as the Dutch government for many years wanted to help people to buy a house. The tax system allowed homeowners to deduct interests paid on mortgage from pre-tax income for a maximum period of thirty years. This was known as hypotheekrenteaftrek, and consequently lead to the Netherlands becoming the European country with the highest share of the population who is an owner-occupier with a mortgage. Since 2014, the Dutch government is slowly scaling this tax facility down, with an acceleration planned from 2020 onwards.
Dutch households had over 785 billion euros of outstanding mortgage loans at the end of 2021, a significant value when compared to earlier years. Despite its relatively small population size, the Netherlands had a much Total mortgage debt from households in the Netherlands from 1995 to 2021 (in million euros)
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Statistics on Residential real estate in the Netherlands
Transactions
3
Nominal prices
5
- Basic Statistic Average purchase price of residential property in the Netherlands 1995-2022
- Basic Statistic Average price of single-family homes in the Netherlands 2021-2022, by province
- Premium Statistic Average price of apartments in the Netherlands 2022, by province
- Basic Statistic Average residential property selling price in the Netherlands 1995-2021
- Basic Statistic Average WOZ value and average selling price houses the Netherlands 1997-2021
Price change
5
- Premium Statistic Housing prices change in the Netherlands 1996-2022
- Premium Statistic Percentage change of housing prices in Netherlands 2022, by province
- Basic Statistic Housing prices change in the Netherlands 2012-2020, by property type
- Premium Statistic Price index in real terms (RHPI) of residential property in Europe 2000-2022
- Premium Statistic Residential real estate prices forecast change in the Netherlands 2022-2023
Amsterdam prices
5
- Premium Statistic Residential property price comparison to country average in Europe 2021, by capital
- Basic Statistic Select European cities ranked by overall prospects in real estate 2023
- Premium Statistic Selling price of a house in selected cities in the Netherlands 2021
- Premium Statistic Residential property rent change in selected cities in the Netherlands 2015-2021
- Basic Statistic Average rent in Amsterdam, The Hague, Rotterdam and Utrecht (Netherlands) 2010-2021
Mortgages
7
- Premium Statistic Historical mortgage rates in the Netherlands 2003-2022, by mortgage term
- Premium Statistic Interest rate for outstanding mortgages in the Netherlands 2003-2022
- Basic Statistic Total mortgage debt from households Netherlands 1995-2021
- Premium Statistic Number of mortgages sold in the Netherlands 2007-2021
- Premium Statistic Volume of new mortgages in the Netherlands 2006-2021
- Premium Statistic Leading mortgage providers in the Netherlands 2016-2021, by market share
- Premium Statistic Mortgage value forecast change in the Netherlands 2021-2023
Rental housing
6
- Premium Statistic Homeowners with and without an outstanding mortgage in Europe 2021, by country
- Basic Statistic Share of tenants among the total population of the Netherlands 2005-2018
- Basic Statistic Average rent price of residential property in the Netherlands 2010-2021
- Premium Statistic Residential property rent prices in the Netherlands 1960-2021
- Premium Statistic Average housing rent change in the Netherlands 2015-2021
- Basic Statistic Average rent increase in the Netherlands in 2019, by type of rental
Investments
4
- Premium Statistic Assets Dutch investment funds real estate not for own use Netherlands 2015-2021
- Premium Statistic Student housing market investment volume in the Netherlands 2015-2018
- Premium Statistic Buy-to-let market share in the Netherlands 2017, by city
- Premium Statistic Residential property investments forecast change in the Netherlands 2019-2022
Construction
3
Further related statistics
18
- Mortgages granted by MFIs to households in the Netherlands 2017-2020
- Monthly mortgage flow granted by Dutch MFIs to households 2018-2019
- Gross debt-to-income ratio of households in Benelux countries 2008-2017
- Debt ratio in the Benelux region 2016-2020
- Mortgage debt households Netherlands 2006-2015, by credit provider
- Share of mortgage applicants the Netherlands 2012-2017, by position in market
- Annual average interest rate on new mortgage loans in Hungary 2007-2020
- Average rate fixation for new mortgages in the Netherlands 2010-2016, by age group
- Share of Canadians with personal debt apart from mortgage 2015
- Mortgage loan originations South Korea 2020, by loan period
- Annual average interest rate on new mortgage loans in Slovenia 2007-2020
- Types of debt held by Canadians 2015, by region
- Annual average interest rate on new mortgage loans in Greece 2007-2020
- Distribution of mortgage applications in the Netherlands 2010-2016, by age group
- Total value of submitted applications for mortgage credits in Belgium 2008-2019
- Most important resources to reduce food waste in the Netherlands 2016
- Purchase reasons for printers in Spain 2014
- Annual household food waste in Flanders (Belgium) 2017-2018, by product type
Further Content: You might find this interesting as well
Statistics
- Mortgages granted by MFIs to households in the Netherlands 2017-2020
- Monthly mortgage flow granted by Dutch MFIs to households 2018-2019
- Gross debt-to-income ratio of households in Benelux countries 2008-2017
- Debt ratio in the Benelux region 2016-2020
- Mortgage debt households Netherlands 2006-2015, by credit provider
- Share of mortgage applicants the Netherlands 2012-2017, by position in market
- Annual average interest rate on new mortgage loans in Hungary 2007-2020
- Average rate fixation for new mortgages in the Netherlands 2010-2016, by age group
- Share of Canadians with personal debt apart from mortgage 2015
- Mortgage loan originations South Korea 2020, by loan period
- Annual average interest rate on new mortgage loans in Slovenia 2007-2020
- Types of debt held by Canadians 2015, by region
- Annual average interest rate on new mortgage loans in Greece 2007-2020
- Distribution of mortgage applications in the Netherlands 2010-2016, by age group
- Total value of submitted applications for mortgage credits in Belgium 2008-2019
- Most important resources to reduce food waste in the Netherlands 2016
- Purchase reasons for printers in Spain 2014
- Annual household food waste in Flanders (Belgium) 2017-2018, by product type
Centraal Bureau voor de Statistiek. (September 14, 2022). Total mortgage debt from households in the Netherlands from 1995 to 2021 (in million euros) [Graph]. In Statista. Retrieved February 02, 2023, from https://www.statista.com/statistics/590299/total-mortgage-debt-from-households-in-the-netherlands/
Centraal Bureau voor de Statistiek. "Total mortgage debt from households in the Netherlands from 1995 to 2021 (in million euros)." Chart. September 14, 2022. Statista. Accessed February 02, 2023. https://www.statista.com/statistics/590299/total-mortgage-debt-from-households-in-the-netherlands/
Centraal Bureau voor de Statistiek. (2022). Total mortgage debt from households in the Netherlands from 1995 to 2021 (in million euros). Statista. Statista Inc.. Accessed: February 02, 2023. https://www.statista.com/statistics/590299/total-mortgage-debt-from-households-in-the-netherlands/
Centraal Bureau voor de Statistiek. "Total Mortgage Debt from Households in The Netherlands from 1995 to 2021 (in Million Euros)." Statista, Statista Inc., 14 Sep 2022, https://www.statista.com/statistics/590299/total-mortgage-debt-from-households-in-the-netherlands/
Centraal Bureau voor de Statistiek, Total mortgage debt from households in the Netherlands from 1995 to 2021 (in million euros) Statista, https://www.statista.com/statistics/590299/total-mortgage-debt-from-households-in-the-netherlands/ (last visited February 02, 2023)
Total mortgage debt from households in the Netherlands from 1995 to 2021 (in million euros) [Graph], Centraal Bureau voor de Statistiek, September 14, 2022. [Online]. Available: https://www.statista.com/statistics/590299/total-mortgage-debt-from-households-in-the-netherlands/