Debt ratio in the Benelux region 2013-2019

This statistic shows the debt ratio as percentage over disposable income in Belgium, Luxembourg and the Netherlands from 2013 to the first quarter of 2019. In 2018 the ratio reached a percentage of approximately 200 percent in the Netherlands.

Between 2006 and 2016, the total mortgage debt from households in the Netherlands increased from approximately 548 billion euros in 2006 to approximately 664 billion euros in 2016. In recent years, the housing market has continued to rise in the Netherlands due the asset purchase programme (APP) of the European Central Bank and the, consequently, low mortgage rates. For example, the number of registered transactions reached a value of approximately 215,000 in 2016. The value of mortgages in 2018 is forecasted to increase with approximately four percent compared to 2017.

Debt ratio as percentage over disposable income in Belgium, Luxembourg and the Netherlands from 2013 to Q1 2019

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Release date

August 2019


Belgium, Netherlands

Survey time period

2013 to 2019 Q1

Supplementary notes

The source indicates that "unless otherwise indicated, all data presented in this report are compiled according to the European System of Accounts (ESA) 2010". Also, the numbers used include net capital transfers. The number provided by the source, is the sum of the fourth quarter in the corresponding year.

* No number was provided for Luxembourg in 2018 and 2019.

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Statistics on "Household finance in the Netherlands"

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