Share of UK adults over-indebted with a form of credit 2017, by type

This statistic displays the share of adults in the United Kingdom (UK) that had in October 2017 - or in the prior 12 months - a form of credit or loan and are over-indebted, by type of credit. With a high of 78 percent, adults that had a home collection loan were the most likely to be over-indebted. A home collection loan is a payment loan, where the amount owed to the creditor is collected from your home. Payday loans and pawnbroker loans make up the rest of the top three types of credit that over-indebted individuals use in 2017, with 67 percent and 63 percent respectively.

Share of over-indebted adults with a credit in the United Kingdom (UK) 2017, by credit type

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Release date

June 2018


United Kingdom

Survey time period


Number of respondents

12,865 respondents

Age group

18 years and older

Method of interview

Online survey

Supplementary notes

* Credit in October 2017 or in the prior 12 months.
** Transactors relate to consumers that always pay of their credit in full on the due date of payment.

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Statistics on "Personal debt in the United Kingdom"

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