Number of credit card holders in the United States from 2000 to 2015, by type of credit card (in millions)

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About This Statistic

This statistic present the number of credit card holders in the United States from 2000 to 2010 and a forecast thereof for 2015, by type of credit card. There were 100 million Visa credit card holders in the United States in 2010 and this number was predicted to increase to 118 million in 2015.

Credit card usage in the United States – additional information

As the number of credit card holders has risen in the United States, you might assume that the amount of debt these credit card holders are producing might have risen accordingly. Credit card debt in the U.S. has been measured since the first quarter of 2010. In the first measured quarter, credit card debt amount to approximately 762 billion U.S. dollars. However, by the first quarter of 2013 this debt had shrunk to 660 billion U.S. dollars but has slowly grown and amount to 680 billion U.S. dollars in the third quarter of 2014.
In an online survey which took place in August 2014, Americans were asked; ‘How often do you use your credit or debit cards as a payment method?’ The survey revealed that 14.5 percent of respondents always use credit or debit cards. A further 34.7 percent of respondents admitted to using a credit or debit card most of the time and 28.2 percent of respondents claimed to use a credit or debit card about half of the time. The results revealed that those who use a credit card often greatly outweigh those who didn’t.
Of course debts of any kind eventually need to be paid. A separate online survey which took place in January 2014, asked its respondents; ‘In general, which of the following best describes how you approach credit card balances?’ It was revealed that 39 percent of respondents pay their debts off in full each month, which is suggestive of a sensible approach towards managing debt.

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