Share of households with new mortgages in Sweden 2022, by area
The Stockholm area accounted for the largest share of households with new mortgages in Sweden in 2022, reaching 26 percent. The Gothenburg area had 12 percent of the new mortgage borrowers in the country, whereas seven percent were within the Malmö area that year. In Sweden, about half of the households live in an owner-occupied home with a mortgage, making it one of the biggest mortgage markets in Europe. The country has the fifth-highest value of mortgages outstanding but ranks lower in terms of gross residential mortgage lending.