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NIM of domestic banks South Korea 2015-2021

Published by L. Yoon, Apr 27, 2022
In 2021, the net interest margin (NIM) of domestic banks in South Korea reached about 1.45 percent. The net interest margin of domestic banks in South Korea has declined to a record low in 2020, especially after South Korea's central bank kept the base rate at a record low level following the outbreak of the COVID-19 pandemic.

Net interest margin (NIM) of domestic banks in South Korea from 2015 to 2021

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Release date

March 2022

Region

South Korea

Survey time period

2015 to 2021

Supplementary notes

Includes commercial banks (nationwide and regional banks), specialized banks, and digital banks in South Korea. Foreign bank branches were excluded.

The net interest margin (NIM) is an important indicator for the profitability of banks and financial institutions and is calculated as the difference between the interest received and interest paid relative to the average earning assets.

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