Main current account: average amount of overdraft in the UK 2015

This statistic displays the average amount of overdraft, taken by the account holders on their main personal bank account in the United Kingdom (UK) at any time in the 12 months prior to the first quarter of 2015. The overdraft occurs, when the money is withdrawn from the bank account, but the available balance goes below zero. Many personal current banking accounts specify the authorized limit of the overdraft, and either offer it free of charge, or specify an agreed interest rate on the amount. However, sometimes the overdraft can exceed agreed terms, in which case the additional fees can apply, as well as higher interest rates. These are at the discretion of the particular bank. Data for the first quarter of 2015 showed that more than one half (55 percent) of the respondents, who had been in overdraft within the 12 months prior, were overdrawn for less than 200 British pounds. It was noteworthy however to observe the 11 percent of the sample, who reported being overdrawn for 1,000 British pounds or more.

Average amount overdrawn on main current personal account in the 12 months prior in the United Kingdom (UK) in 2015

Exclusive Premium statistic

You need a Single Account for unlimited access.

  • Full access to 1m statistics

  • Incl. source references

  • Available to download in PNG, PDF, XLS format

Single Account

only $59 / month *
*Duration: 12 months, billed annually, single license

Access to this and all other statistics on 80,000 topics from

$708 / Year

Show detailed source information?
Register for free
Already a member?
Log in

Release date

April 2015


United Kingdom

Survey time period

February 12 to March 27, 2015

Number of respondents


Age group

18 years and older

Special properties

Clients with ovedraft.

Method of interview

Telephone interview

Statista Accounts: Access All Statistics. Starting from $708 / Year
Basic Account
Get to know the platform

You only have access to basic statistics.
This statistic is not included in your account.

Single Account
Your perfect start with Statista
  • Instant access to 1m statistics
  • Download in XLS, PDF & PNG format
  • Detailed references
$59 / Month *
Corporate Account
Full access

Corporate solution including all features.

* All products require an annual contract; Prices do not include sales tax.

Statistics on "Current bank accounts in the United Kingdom (UK)"

Further Content: You might find this interesting as well


Statista Accounts: Access All Statistics. Starting from $708 / Year
Learn more about how Statista can support your business.