• Japan: average interest rates on outstanding bank loans by bank type 2020

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As of December 2020, the average contract interest rate of outstanding loans granted by city banks in Japan stood at 0.68 percent per annum, down from 1.38 percent per annum in December 2010. That year the average interest rate on outstanding loans of domestically licensed banks reached 0.81 percent per annum.

Average contract interest rates on outstanding bank loans in Japan from 2010 to 2020, by type of bank

Characteristic	City banks	Regional banks	Regional banks II
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-	-	-	-
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Release date

November 2021

More information

Region

Japan

Survey time period

2010 to 2020

Special properties

as of the end of each year

Supplementary notes

Weighted average of loans and discounts outstanding by interest rate aggregated at intervals of 0.25 percent. Rates in between are rounded off.
Including overdrafts.
The statistic includes data of domestically licensed banks that are established under the Japanese legislation and conduct transactions with the Bank of Japan. Excluding the Resolution and Collection Corporation, the Second Bridge Bank of Japan, and the Japan Post Bank.

Data for 2014, 2016, and 2017 are from previous reports.
Values have been rounded.