Largest Czech banks 2018, by assets

In 2018, the retail bank Česká spořitelna were the largest bank in Czechia by total assets. The bank, which has approximately 4.63 million customers and employs over ten thousand employees across over 500 branches saw total assets reach almost 50 billion CZK over that of Československá obchodní banka (ČSOB).

Payment statistics Czechia

As of December 31st 2018, the number of payment cards in Czechia reached approximately 12.4 million. With the rise of cards in use, Czechia saw the number of Point of Sale (POS) terminals more than double between 2009 and 2018. POS transaction hit almost 791 million in 2017 and were valued at over 460 billion Czech koruna.

Credit vs debit

Like many European countries, the most popular type of payment card in Czechia is the debit card. Central and Eastern Europe in general has a lower credit card penetration rate as compared to the rest of Europe.