Small-ticket payment methods Europe 2022

European consumers preferred cash for small-ticket in-person purchases, but while debit cards were popular in both POS and online shopping. This is according to a consumer survey held in August and September 2022, that asked consumers in 13 countries worldwide about their payment preferences. The source does not clarify how many and which of these countries come from Europe. There is also no indication of how big a small-ticket purchase exactly is. Nevertheless, the source adds that the preference of cash and debit cards in Europe for low-cost shopping is largely in line with the rest of the world. Debit cards being a more popular method for online small-ticket shopping than credit cards is different from the Americas, where the situation was reversed.

Preferred payment methods for items with a small order size in POS purchases and online shopping in Europe in 2022

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Release date

April 2023

More information

Region

Europe

Survey time period

August 10, 2022 to September 19, 2022

Number of respondents

16,172 respondents

Special properties

Customers with bank accounts in 13 countries, enriched with a video survey in 3 countries; Respondents were asked about their primary payment method, multiple answers were not possible; Missing percentage points to 100 percent are probably due to rounding.

Method of interview

Face-to-face interview, online survey

Supplementary notes

The source does not provide the original wording of the question posed during the survey. The wording of the question chosen for this statistic may therefore differ slightly from the original.

The source does not define the exact size of a small- or big-ticket purchase.

Some sources list bank transfers and direct debit as A2A payments, whereas this source specifically talks about A2A apps. One example is iDEAL for the Netherlands, an A2A payment application developed by domestic banks that relies on bank transfers to function.

The source does not specify in which 13 countries it asked its survey questions. It does add that the video survey was held for consumers from the United States, the UK, and Australia.

The source did not provide figures on Africa, the Middle East, or any individual country it had surveyed.

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