Credit card ownership rate in European countries in 2017

In 2017, the share of the adult population in European countries varied between eight percent in Albania to as high as 71 percent in Norway. Using a credit card allows the cardholder to pay for goods and services with the agreed promise to the card issuer that they will repay the amount borrowed either in installments or as a single payment. In Europe, the credit card is a less popular payment choice as compared to the debit card.

Two horse race

In Europe, there are two main credit card providers. Between Visa and Mastercard they make up over 90 percent of the purchase volume market share across Europe. In total, there are over 810 million payment cards across the continent.

Credit card transaction value

When it comes to usage, there is one European country that is far more excepting of getting out the credit card. In 2017, the United Kingdom saw more than 190 billion euros in credit card transactions. This was more than six time the amount spent in France.

Share of adult population with credit cards in European countries in 2017

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Source

Release date

April 2018

Region

Europe

Survey time period

2017

Age group

15 years and older

Supplementary notes

Values have been rounded.

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Statistics on "Credit and debit cards in the United Kingdom"

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