Try our corporate solution for free!
(212) 419-8286

Credit card ownership rate in European countries in 2017

In 2017, the share of the adult population in European countries varied between eight percent in Albania to as high as 71 percent in Norway. Using a credit card allows the cardholder to pay for goods and services with the agreed promise to the card issuer that they will repay the amount borrowed either in installments or as a single payment. In Europe, the credit card is a less popular payment choice as compared to the debit card.

Two horse race

In Europe, there are two main credit card providers. Between Visa and Mastercard they make up over 90 percent of the purchase volume market share across Europe. In total, there are over 810 million payment cards across the continent.

Credit card transaction value

When it comes to usage, there is one European country that is far more excepting of getting out the credit card. In 2017, the United Kingdom saw more than 190 billion euros in credit card transactions. This was more than six time the amount spent in France.

Share of adult population with credit cards in European countries in 2017

Exclusive Premium statistic

You need a Single Account for unlimited access.

  • Full access to 1m statistics

  • Incl. source references

  • Available to download in PNG, PDF, XLS format

Single Account

$39 $59 per month *
in the first 12 months
33% Discount until November 30th
*Duration: 12 months, billed annually, single license

Access to this and all other statistics on 80,000 topics from

$468 / Year
$708 / Year

Show detailed source information?
Register for free
Already a member?
Log in

Release date

April 2018



Survey time period


Age group

15 years and older

Supplementary notes

Values have been rounded.

Statista Accounts: Access All Statistics. Starting from $468 / Year
Basic Account
Get to know the platform

You only have access to basic statistics.
This statistic is not included in your account.

Single Account
The ideal entry-level account for individual users
  • Instant access to 1m statistics
  • Download in XLS, PDF & PNG format
  • Detailed references
$59 $39 / Month *
in the first 12 months
Corporate Account
Full access

Corporate solution including all features.

* Prices do not include sales tax.

Statistics on "Credit and debit cards in the United Kingdom"

Statista Accounts: Access All Statistics. Starting from $468 / Year
Learn more about how Statista can support your business.