Debit card penetration in 38 countries in Europe 2021

Share of individuals who own a debit card in Europe in 2021, by country

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Sources

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Release date

June 2022

Region

Europe

Survey time period

August to November 2021

Number of respondents

approx. 1,000 per country

Age group

15 years and older

Special properties

Entire civilian, noninstitutionalized population; The figures shown are from a global survey held every 3 years. The data for 2021 is the most recent available as of the mid of 2024.

Method of interview

Face-to-face interviews, telephone interviews

Supplementary notes

The questions were phrased by the source as follows:

  1. "A/An [insert local terminology for ATM/debit card] is a card connected to an account at a financial institution that allows you to withdraw money, and the money is taken out of THAT ACCOUNT right away. Do you, personally, have a/an [insert local terminology for ATM/debit card]? Yes or no?" 
  2. "In the PAST 12 MONTHS, have you used your OWN [insert local terminology for ATM/debit card] DIRECTLY to make a purchase?"
  3. "In the PAST 12 MONTHS, have you used your OWN [insert local terminology for ATM/debit card] DIRECTLY to pay for a purchase IN a store?"

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Statistics on " Payments in Europe "

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Cash(less)

6

(Credit) cards

6

Issuers, acquirers, gateways

6

Alternative payment methods (APMs)

8

Cross-border payments

6

Remittances

6

Miscellaneous

5

Outlook

4

Further related statistics

3
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