Interest rate for new mortgages in Belgium with five and up to ten years initial rate fixation from July 2018 to July 2019
Monthly interest rate for new mortgages Belgium rate fixation 5 to 10 years 2018-2019
In July 2019, the interest rate for mortgages with an initial rate fixation of five and up to ten years was 1.55 percent. This mortgage rate saw a decrease since the end of 2017 up until early 2019. Decreasing mortgage rates might a reason why the total value of outstanding mortgage lending in Belgium increased between 2016 and 2018. The total number of outstanding mortgage credits also increased between 2018 and 2019, albeit slowly.

What about housing prices in Belgium?

On average, a house would cost approximately 252,000 euros in Belgium in 2018. Big price differences are observed, however, among the three regions of the country. A house in the French-speaking region of Wallonia would cost approximately 189,000 euros, whereas property in the Brussels-Capital Region (the city of Brussels with its surrounding villages) had an average price of 453,000 euros in 2018.

Belgium’s real estate market grows steadily

The number of residential real estate transactions reached a value of around 68,500 in 2017. This was roughly the same number as in 2014. Property transactions in Belgium are affected by the country’s fiscal system. When purchasing a house in Belgium, consumers pay the asking price plus ten (in Flanders) or 12 percent (in Wallonia and the Brussels-Capital Region) in registration rights. This makes buying a house in Belgium a long-term investment and something consumers do not do right away.
Interest rate for new mortgages in Belgium with five and up to ten years initial rate fixation from July 2018 to July 2019
Interest rate
Jul '19 1.55%
Jun '19 1.61%
May '19 1.58%
Apr '19 1.6%
Mar '191.67%
Feb '191.77%
Jan '191.81%
Dec '181.9%
Nov '181.89%
Oct '181.85%
Sep '181.84%
Aug '18 1.93%
Jul '18 1.91%
Loading statistic...
You need to log in to download this statistic
Register for free
Already a member?
Log in
Monthly interest rate for new mortgages Belgium rate fixation 5 to 10 years 2018-2019
In July 2019, the interest rate for mortgages with an initial rate fixation of five and up to ten years was 1.55 percent. This mortgage rate saw a decrease since the end of 2017 up until early 2019. Decreasing mortgage rates might a reason why the total value of outstanding mortgage lending in Belgium increased between 2016 and 2018. The total number of outstanding mortgage credits also increased between 2018 and 2019, albeit slowly.

What about housing prices in Belgium?

On average, a house would cost approximately 252,000 euros in Belgium in 2018. Big price differences are observed, however, among the three regions of the country. A house in the French-speaking region of Wallonia would cost approximately 189,000 euros, whereas property in the Brussels-Capital Region (the city of Brussels with its surrounding villages) had an average price of 453,000 euros in 2018.

Belgium’s real estate market grows steadily

The number of residential real estate transactions reached a value of around 68,500 in 2017. This was roughly the same number as in 2014. Property transactions in Belgium are affected by the country’s fiscal system. When purchasing a house in Belgium, consumers pay the asking price plus ten (in Flanders) or 12 percent (in Wallonia and the Brussels-Capital Region) in registration rights. This makes buying a house in Belgium a long-term investment and something consumers do not do right away.
Statista Accounts: Access All Statistics. Starting from $708 / Year
Basic Account
Get to know the platform

You only have access to basic statistics.

Premium Account
Your perfect start with Statista
  • Instant access to 1m statistics
  • Download in XLS, PDF & PNG format
  • Detailed references

$59 / Month *

Corporate Account
Full access

Corporate solution including all features.

* All products require an annual contract.
   Prices do not include sales tax.
Leading companies trust Statista:
paypalgoogleadobepgsamsungtelekom
Related Studies: Available to Download in PDF or PPTX Format
Household finance in Belgium
Household finance in Belgium

All Information
in one Presentation

Household finance in Belgium

Everything On "Household finance in Belgium" in One Document: Edited and Divided into Handy Chapters. Including Detailed References.

Statista is a great source of knowledge, and pretty helpful to manage the daily work.
Christof Baron

Christof Baron
CEO, MindShare Germany

Statistics on "Household finance in Belgium"
  • Consumption and confidence
  • Household savings
  • Deposits
  • Consumer credit and loans
  • Mortgage and housing
The most important statistics
  • Household financial assets
Discover Statista
Need help with using Statista for your research? Tutorials and first steps
Further Content: Statistics, Studies, and Topic Pages
Statistics
Do you have any questions about our business solutions?

We provide you with detailed information about our Corporate Account.

Statista Accounts: Access All Statistics. Starting from $708 / Year
Learn more about how Statista can support your business.