Credit card transactions value in the EU in 2018, by country

This statistic displays the aggregate value of payments made using cards with a credit function carried out in countries belonging to the European Union (EU) as of 2018. In France, the value of payments made using cards with a credit function amounted to approximately 32.5 billion euros in 2018, over 10 billion euros more than was seen in Sweden.

Total value of payments made with cards that have a credit function in select countries of the European Union (EU) in 2018 (in billion euros)*

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Source

Release date

November 2019

Region

Europe, EU

Survey time period

2018

Supplementary notes

Cards issued by resident payment service providers (PSPs).

The source added the following information "A card enabling cardholders to make purchases and in some cases also to withdraw cash up to a pre-arranged ceiling. The credit granted can be settled in full by the end of a specified period or may be settled in part, with the balance taken as extended credit on which interest is usually charged. The holder is sometimes charged other fees, such as an annual fee. The distinguishing feature of a card with a credit function, in contrast to a card with a debit function or a delayed debit function, is the contractual agreement granting the cardholder a credit line allowing for extended credit (irrespective of whether the cardholder actually makes use of this feature or chooses to settle the full amount of the debt incurred at the end of a specified period)."

Cards issued by resident payment service providers (PSPs).

Data for Italy, Spain, the Netherlands and Portugal were not included.

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