As of 2018, the average health spending of a family of four had increased 67 percent since 2008. In comparison, the employer's share increased 51 percent, while the average worker's wages only increased 26 percent.
Health spending includes the family's contribution to insurance premium and out-of-pocket (OOP) costs (also referred to as cost-sharing) like deductibles, co-pays and co-insurance.
This statistic illustrates the percentage change in premiums and out-of-pocket spending for a family of four with large employer coverage compared to employer share and workers' wages in the United States from 2008 to 2018.
Percentage change in premiums and out-of-pocket spending for a family of four with large employer coverage compared to wages in the United States from 2008 to 2018
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Statistics on Out-of-pocket health care spending in the U.S.
Health Insurance in the U.S.
4
- Premium Statistic Percentage of people in the U.S. without health insurance 1997-2021
- Premium Statistic Percentage of U.S. Americans with any health insurance 1990-2021
- Premium Statistic Percentage adults with health insurance in the U.S. 2003-2022
- Basic Statistic Number of health uninsured vs insured adults in the U.S. 2003-2020
Cost of insurance
4
- Basic Statistic Worker and employer premium contributions for single coverage in the U.S. 1999-2022
- Premium Statistic Worker and employer premium contribution for family coverage in the U.S., 1999-2022
- Basic Statistic Distribution of worker premium contribution in the U.S. 2022, by coverage
- Basic Statistic Share of income spent on health plan costs by U.S. employees 2008-2020
Average amount of deductibles and copayments
5
- Premium Statistic Average U.S. worker's annual deductible for single coverage, 2006-2022
- Basic Statistic Distribution of U.S. workers' annual deductible for single coverage, 2007-2022
- Basic Statistic Distribution of U.S. workers' copayment for a PCP visit, 2006-2022
- Premium Statistic Distribution of U.S. workers' copayment to see a specialist, 2006-2022
- Basic Statistic U.S. workers' OOP maximum for single coverage, 2009-2022
Total out-of-pocket spending in the U.S.
7
- Basic Statistic U.S. total out-of-pocket health care payments 1960-2021
- Premium Statistic U.S. per capita out-of-pocket health care payments 2014-2021
- Basic Statistic U.S. out-of-pocket health care payments annual change 2010-2021
- Premium Statistic Out-of-pocket share of total U.S. personal health care expenditures 2010-2021
- Basic Statistic U.S. residents with high out-of-pocket medical costs 2019-2020, by state
- Basic Statistic Health spending of families with large employer coverage in the U.S., 2003-2018
- Basic Statistic Health spending growth for U.S. families with large employer coverage, 2008-2018
Out-of-pocket spending on specific drugs or health care services
6
- Basic Statistic Atorvastatin out of pocket cost U.S. 2004-2020
- Premium Statistic Insulin human out of pocket price in the U.S. 2004-2020
- Basic Statistic Health costs distribution of private insurance and out-of-pocket payments U.S. 2020
- Basic Statistic Hospital care spending in the United States by payer 2013-2019
- Basic Statistic Prescription drugs spending in the U.S. by payer 2013-2020
- Basic Statistic Dental service spending in the U.S. by payer 2014-2020
Miscellaneous
3
Further related statistics
15
- Volume of premiums of administrative mutuality by mutuality Spain 2019
- Bronze and silver health plan premiums in the U.S. 2014
- Average health insurance premium per capita in the Benelux 2015
- Health insurance: Gross written premiums in the United Kingdom (UK) 2002-2012
- Distribution of life insurance premiums in Europe 2019-2020, by lines of business
- Value of health insurance premiums written in Russia 2015-2022
- Percentage of U.S. population with employment-based health insurance 1987-2021
- Insurance status among U.S. adults with problems paying medical bills 2015
- Reported difficulty paying other bills due to medical bills in U.S. 2015
- Actions taken by insured and uninsured to pay medical bills in U.S. 2015
- Health benefits in the U.S.: firms consisting of 50 to 199 workers 1999-2022
- Self-insured health plans in the United States in 2020, by type
- Health insurance coverage impacted by Affordable Care Act in the U.S. 2014-2023
- Percentage of U.S. firms with 25 to 49 workers offering health benefits 1999-2022
- Mexico: labor workers' annual salary by state 2018
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Statistics
- Volume of premiums of administrative mutuality by mutuality Spain 2019
- Bronze and silver health plan premiums in the U.S. 2014
- Average health insurance premium per capita in the Benelux 2015
- Health insurance: Gross written premiums in the United Kingdom (UK) 2002-2012
- Distribution of life insurance premiums in Europe 2019-2020, by lines of business
- Value of health insurance premiums written in Russia 2015-2022
- Percentage of U.S. population with employment-based health insurance 1987-2021
- Insurance status among U.S. adults with problems paying medical bills 2015
- Reported difficulty paying other bills due to medical bills in U.S. 2015
- Actions taken by insured and uninsured to pay medical bills in U.S. 2015
- Health benefits in the U.S.: firms consisting of 50 to 199 workers 1999-2022
- Self-insured health plans in the United States in 2020, by type
- Health insurance coverage impacted by Affordable Care Act in the U.S. 2014-2023
- Percentage of U.S. firms with 25 to 49 workers offering health benefits 1999-2022
- Mexico: labor workers' annual salary by state 2018
Peterson Center on Healthcare, & Kaiser Family Foundation. (August 14, 2019). Percentage change in premiums and out-of-pocket spending for a family of four with large employer coverage compared to wages in the United States from 2008 to 2018 [Graph]. In Statista. Retrieved March 29, 2023, from https://www.statista.com/statistics/1250714/health-spending-growth-for-families-with-large-employer-coverage/
Peterson Center on Healthcare, und Kaiser Family Foundation. "Percentage change in premiums and out-of-pocket spending for a family of four with large employer coverage compared to wages in the United States from 2008 to 2018." Chart. August 14, 2019. Statista. Accessed March 29, 2023. https://www.statista.com/statistics/1250714/health-spending-growth-for-families-with-large-employer-coverage/
Peterson Center on Healthcare, Kaiser Family Foundation. (2019). Percentage change in premiums and out-of-pocket spending for a family of four with large employer coverage compared to wages in the United States from 2008 to 2018. Statista. Statista Inc.. Accessed: March 29, 2023. https://www.statista.com/statistics/1250714/health-spending-growth-for-families-with-large-employer-coverage/
Peterson Center on Healthcare, and Kaiser Family Foundation. "Percentage Change in Premiums and Out-of-pocket Spending for a Family of Four with Large Employer Coverage Compared to Wages in The United States from 2008 to 2018." Statista, Statista Inc., 14 Aug 2019, https://www.statista.com/statistics/1250714/health-spending-growth-for-families-with-large-employer-coverage/
Peterson Center on Healthcare & Kaiser Family Foundation, Percentage change in premiums and out-of-pocket spending for a family of four with large employer coverage compared to wages in the United States from 2008 to 2018 Statista, https://www.statista.com/statistics/1250714/health-spending-growth-for-families-with-large-employer-coverage/ (last visited March 29, 2023)
Percentage change in premiums and out-of-pocket spending for a family of four with large employer coverage compared to wages in the United States from 2008 to 2018 [Graph], Peterson Center on Healthcare, & Kaiser Family Foundation, August 14, 2019. [Online]. Available: https://www.statista.com/statistics/1250714/health-spending-growth-for-families-with-large-employer-coverage/