• Chzechia: payments with cards with a debit function 2019

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The number of payments made with cards that have a debit function in Czechia from 2012 to 2019 increased year on year during the period observed. In 2012, the number of payments amounted to approximately 279.1 million, by 2019 this had increased to over 1.15 billion payments. At the same time, cash use in the country has become less and less important each year. However, it still accounted for 61.3 percent of all payments in 2019.

Total number of payments made with cards that have a debit function in Czechia from 2012 to 2019 (in millions)

	Number of payments in millions
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Source

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Release date

September 2020

More information

Region

Czechia

Survey time period

2012 to 2019

Supplementary notes

Cards issued by resident payment service providers (PSPs).

The source added the following information "A card enabling cardholders to have their purchases directly and immediately charged to their accounts, whether held with the card issuer or not. A card with a debit function may be linked to an account offering overdraft facilities as an additional feature. The number of cards with a debit function refers to the total number of cards in circulation and not to the number of accounts to which the cards are linked. The distinguishing feature of a card with a debit function, in contrast to a card with a credit function or a delayed debit function, is the contractual agreement to charge purchases directly to funds on the cardholder’s current account."