Credit and debit card adoption in POS or e-commerce worldwide 2022, by region

Share of respondents worldwide who used credit cards or debit cards in either POS or online payment transactions at least five times per month in 2022, by region

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Release date

April 2023



Survey time period

August 10, 2022 to September 19, 2022

Number of respondents

16,172 respondents

Special properties

Customers with bank accounts in 13 countries, enriched with a video survey in 3 countries; Multiple answers were possible, respondents who replied with “credit card” or "debit card"

Method of interview

Face-to-face interview, online survey

Supplementary notes

This question was phrased by the source as follows: “Which of the following payment methods do you use at least 5 times per month?”

The source does not specify in which 13 countries it asked its survey questions. It does add that the video survey was held for consumers from the United States, the UK, and Australia.

The source did not provide figures on Africa, the Middle East, or any individual country it had surveyed.

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