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Active credit card accounts 2019-2020 in the UK

Active accounts between March 2019 to June 2020 make up between 65 percent and 69 percent of all accounts in the United Kingdom (UK). The total number of active credit card accounts has dropped between March and June of 2020. The number of active credit cards and the total number in issue differ significantly in the UK.

Transactions and purchases

The global coronavirus pandemic has had a negative effect on credit card transactions in the UK. Between December 2019 and June 2020, the number of monthly credit card transactions has almost halved. The value of purchases has also seen a decrease into 2020.

Average purchase amounts

Along with the number of transactions and the fall in the value of purchases made, the average amount spent per purchase using a credit card has also fallen in 2020. This suggests that the current economic situation is making individuals far more cautious of the purchases they make.

Active credit card accounts in the United Kingdom (UK) from March 2019 to June 2020

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Release date



United Kingdom

Survey time period

March 2019 to June 2020

Supplementary notes

The source added the following information "Number of accounts, of which active accounts (those with balances outstanding at the end of the calendar month)."

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Statistics on "Credit and debit cards in the United Kingdom"

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