Investment into the Fintech sector has grown in significance in recent years. Globaly, the value of investment in Fintech companies amounted to approximately 112 billion U.S. dollars in 2018, which was a record high for the sector. The annual value of global venture capital investment in Fintech companies is increasing, and doubled between 2017 and 2018.
The global growth of Fintech is dependent on its growth in individual markets, which differs greatly. As of February 2019, the Americas was the most popular location for Fintech startups. However, Fintech adoption rates in various financial sectors such as savings and investments and borrowing show that the U.S. consumers lag behind Chinese consumers.