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Estimate of ATM withdrawal value per capita in 32 countries in Europe 2019

When comparing ATM cash withdrawals to a country's population in 2019, Luxembourg, Austria and Switzerland seemingly are more into ATM withdrawals than other European countries. Austria's cash withdrawals, for example, were about 140 euros per person older than 15 per week. This is significantly higher than the 79 euros per week in Belgium. Does this then mean that cash is used more in Austria than in Belgium? Not necessarily, as the numbers shown here do lack some information to make that judgment. One important element missing from these figures, for example, is the cash money withdrawn at POS or so-called "cash back". Some countries, like the Netherlands, barely use this option whereas other countries use this more often than ATM withdrawal. These figures do give a first glimpse of the differences that exist within Europe when it comes to their attitudes towards certain payment methods.

Estimate of the average ATM withdrawal value per capita in 32 countries in Europe in 2019

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Release date

November 2020



Survey time period


Age group

15 years and older

Special properties

Country population

Supplementary notes

The numbers provided are a calculation based on the value of ATM withdrawals in each country versus the population that is 15 years and older. The ATM values were originally reported in the domestic currencies but were converted to euros so as to be able to compare. The exchange rate for December 31st was used.

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