Payments in Europe

Statistics report with a country-by-country comparison on cash, credit cards and other payment methods in Europe

Payments in Europe

Often considered a single region, Europe treats digital payments differently between individual countries. Which trends and brands should you know about?

This statistics report aims to provide a country-by-country comparison, specifically looking at the use of cash, cards, and alternative payment methods, such as BNPL, mobile wallets or A2A. It also provides figures for cross-border payments, remittances, and an outlook on whether digital payments will become more important in the future.

Europe's payment landscape stands out due to its diversity, with some countries having in-market local payment methods that others do not have. This report aims to mention these. Note that more country-specific reports are better suited to explain how such payments methods work. This report provides — by necessity and size of the topic — a bird's-eye view of a large region.

Table of contents

Cash(less)

6
  • Premium Statistic Share of cash according to payment diary studies held in 27 countries worldwide 2023
  • Basic Statistic Triennial share of cash at POS in the euro area 2016-2022, by country
  • Premium Statistic Top POS and e-commerce payment methods for small-ticket items in Europe 2022
  • Premium Statistic Top POS and e-commerce payment methods for big-ticket items in Europe 2022
  • Basic Statistic Annual ATM cash withdrawal value in the EU-27 2000-2022, in euros and by country
  • Basic Statistic Annual ATM cash withdrawal number in the EU-27 2000-2022, by country

(Credit) cards

6
  • Basic Statistic Annual number of card payments at POS terminals in the EU-27 2000-2022, by country
  • Basic Statistic Annual value of card payments at POS terminals in EU-27 2000-2022, by country
  • Premium Statistic Credit card penetration in 42 countries in Europe 2021
  • Premium Statistic Credit card market share in POS and e-commerce in 15 countries in Europe 2022
  • Basic Statistic Number of credit cards issued in 38 countries in Europe 2020-2022
  • Premium Statistic Debit card penetration in 38 countries in Europe 2021

Issuers, acquirers, gateways

6
  • Premium Statistic Visa, Mastercard, Amex, Diners market share against each other in Europe 2015-2022
  • Premium Statistic Annual revenue of Visa Europe 2013-2023
  • Premium Statistic Visa, Mastercard share against domestic solutions in 14 countries in Europe 2022
  • Premium Statistic Biggest merchant acquirers in Europe 2016-2022, based on number of transactions
  • Premium Statistic Payment gateway market in 5 countries in Europe 2018-2022, with forecasts to 2030
  • Premium Statistic Payment gateway market size in various countries worldwide 2023

Alternative payment methods (APMs)

11
  • Premium Statistic Global mobile wallet market size in 2020 with forecasts to 2025, by region
  • Premium Statistic Digital wallet share in e-commerce and POS in 2023 with a 2027 forecast, by region
  • Premium Statistic Mobile wallet adoption in 38 countries and territories worldwide as of 2023
  • Premium Statistic A2A payments adoption in POS or e-commerce worldwide 2022, by region
  • Premium Statistic Biggest A2A payment brands in Europe in 2023, based on monthly transaction count
  • Basic Statistic Annual number of wire transfers in the EU-27 2000-2022, by country
  • Premium Statistic Buy now, pay later (BNPL) share in e-commerce in 41 countries worldwide 2016-2023
  • Premium Statistic Biggest BNPL (buy now, pay later) apps in Europe in 2024, based on downloads
  • Premium Statistic Klarna penetration, online and offline, in 14 countries worldwide in Q2 2024
  • Premium Statistic Global NFC payment value in 2020 with forecasts to 2024, by region
  • Premium Statistic Global QR payment market size in 2020 with forecasts to 2025, by region

Cross-border payments

6
  • Premium Statistic Annual B2B, B2C, C2B cross-border payments and remittances revenue in EMEA 2014-2023
  • Premium Statistic Cross-border B2C e-commerce revenue in EU-16 2019-2023
  • Premium Statistic Share of cross-border online shoppers in Europe 2023, by country
  • Premium Statistic Top reasons for cross-border e-commerce in Europe 2023
  • Premium Statistic Top obstacles for cross-border e-commerce in Europe 2023
  • Premium Statistic Top products for cross-border e-commerce in Europe 2023

Remittances

6
  • Premium Statistic Annual remittance inflow to LMI countries worldwide 2016-2023, by region
  • Premium Statistic Personal remittance inflow towards Europe as a whole 1970-2022
  • Premium Statistic Countries in Europe with most incoming remittances, by sending region 2021
  • Premium Statistic Personal remittance outflow from Europe as a whole 1970-2022
  • Premium Statistic Countries in Europe with most outgoing remittances, by receiving region 2021
  • Premium Statistic Remittance costs in Europe as of Q1 2024, by country

Miscellaneous

5
  • Premium Statistic POS terminals number in 31 countries in Europe 2023
  • Premium Statistic Biggest POS terminal companies in the world 2009-2022, based on units shipped
  • Premium Statistic Annual commercial and consumer payments revenue in EMEA 2014-2023, by product type
  • Premium Statistic B2B payments market size in Europe 2023, with a 2031 forecast
  • Premium Statistic Annual average B2B payment delay in 21 countries in Europe 2015-2023

Outlook

4
  • Premium Statistic Market size of payments worldwide from 2006 to 2023 with forecasts to 2027, by region
  • Premium Statistic Number of digital payments worldwide 2013-2021 with forecasts to 2027, by region
  • Premium Statistic Revenue in payments industry worldwide 2017-2022 with 2028 forecast, by region
  • Premium Statistic Regions or countries believed to be the most likely to innovate payments 2022-2027

Statista report shop

Explore all Statista reports

We provide information on industries, companies, consumers, trends, countries, and politics, covering the latest and most important issues in a condensed format.

Contact

Get in touch with us. We are happy to help.
Statista Locations
Contact Meredith Alda
Meredith Alda
Sales Manager– Contact (United States)

Mon - Fri, 9am - 6pm (EST)

Contact Yolanda Mega
Yolanda Mega
Operations Manager– Contact (Asia)

Mon - Fri, 9am - 5pm (SGT)

Contact Ayana Mizuno
Ayana Mizuno
Junior Business Development Manager– Contact (Asia)

Mon - Fri, 10:00am - 6:00pm (JST)

Contact Lodovica Biagi
Lodovica Biagi
Director of Operations– Contact (Europe)

Mon - Fri, 9:30am - 5pm (GMT)

Contact Carolina Dulin
Carolina Dulin
Group Director - LATAM– Contact (Latin America)

Mon - Fri, 9am - 6pm (EST)