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Rejection of bank loans to SMEs in selected EU countries 2016-2021

Bank rejections of small business loans in selected countries in the European Union from 2016 to 2021, by country

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Release date

November 2021



Survey time period

2016 to 2021

Number of respondents

15,840 respondents

Age group

18 years and older

Special properties

Micro, small, medium-sized and large firms; Active in Industry (NACE B, C, D, E), Construction (NACE F), Trade (NACE G) and Services (NACE H, I, J, L, M, N, R, S).

Method of interview

Questionnaire and personal interview

Supplementary notes

The figures have been taken from several publications. The source states, however, that for some countries the unweighted number of observations was low and, therefore, results are not presented. This happened on several occasions for Latvia, Estonia, Malta, Cyprus and Luxembourg.

This question was phrased by the source as follows: "If you applied and tried to negotiate for this type of financing over the past six months, what was the outcome? Please provide a separate answer in each case." [Answers chosen being "Bank loan (excluding overdraft and credit lines)", as well as "Was rejected"].

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Statistics on "Bank loans in the European Union"

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