EU: loans per capita 2021, by country and type

Luxembourg was the European Union member country with the highest volume of loans per capita in 2021, amounting to roughly 114,380 euros. On the other side of the spectrum, Romania was at the bottom of this ranking, as loans in the country were valued at approximately 1,420 euros per person. On absolute terms, France is one of the European countries with the highest volume of loans to households.

Value per capita of loans and advances to households and non-financial corporations granted by banks in the European Union as of December 2021, by country and type (in 1,000 euros)

Characteristic	Loans to households except mortages	Mortgages	Loans to businesses except SMEs	Loans to SMEs
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Release date

April 2022

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Region

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, EU

Survey time period

December 2021

Special properties

Value at amortized cost

Supplementary notes

These figures were calculated using data from the risk dashboard by the EBA and by population data from Eurostat.

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