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European digital banks: number of countries of operation worldwide 2020

Europe's largest mobile based app Revolut has lofty ambitions. The bank, which was incorporated in December 2013, has millions of users across 36 countries currently. According to the bank’s website they are looking to expand globally in the future.

Bunq bank

Amsterdam-based, app-only bank Bunq announced in 2019 that they were expanding to a further 22 countries across Europe, bringing their total number of operations to 30 countries. Bunq has seen far less funding than some other online only banks in Europe.


Berlin-based N26 announced that due to Brexit it would be leaving operation in the United Kingdom in April 2020. This would bring the total number of countries that it operated in to 24 as compared to its current 25. It is also important to remember that for many disruptor banks that only technically operate in a single market is that they often are supported across multiple regions, allowing free withdrawals and payments across the globe.

Number of countries of operation for select European online only banks worldwide as of February 2020

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Release date

February 2020



Survey time period


Supplementary notes

Latest releases used by each bank.

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Statistics on "App-only banks in the United Kingdom (UK)"

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