Fintech in France - Statistics & Facts

The financial technology sector, commonly called fintech, is an emerging industry that focuses on developing modern technology solutions for financial services companies. Fintech is mainly constituted of startup companies that operate in areas such as digital payments, alternative finance and financial management. The number of fintech start-ups has kept increasing in the world over the past few years, and even though France 's consumer fintech adoption rate is behind some of her fellow European countries, it remains a major player in the fintech industry in Europe.

The fintech industry is constantly growing in France, the amount of funds raised by financial technology companies has kept increasing over the years and has exceeded 350 million as of the first semester of 2019. Financial, investment and savings services represent the most active sector of the industry and are expected to keep on expanding, as the number of potential users of fintech banking services is expected to increase over the next few years.

The value of fintech transactions has consequently increased in recent years and is expected to reach over 145 billion U.S. dollars by 2022. Digital payments represent the highest share of transactional value of the industry, and are the segment with the highest growth forecast.

Various developments brought on by fintech recently have led to a growing number of digital payment users in France. This type of payment method has become a part of French people's habits, notably when it comes to online purchases.

The development of modern technology in the financial sector has also led to the emergence of a new kind of financing instrument: alternative finance. The French alternative finance market has considerably grown between 2014 and 2018 and in 2019, over 1.4 billion US dollars were collected via crowdfunding platforms. The success of these type of platforms is expected to keep growing in the next few years, as the number of alternative financing campaigns is expected to reach 23.3 thousands in 2023.

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Fintech in France

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Fintech companies and users


Transactional value

Digital payments

Alternative finance


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