Bank interest rates for loans, overdrafts, and card credits in Portugal 2018-2023

The source states the following: "Convenience credit is defined as the credit granted at an interest rate of 0 % in the period between the payment transactions effectuated with the card during one billing cycle and the date at which the debit balances from this specific billing cycle become due. Extended credit is defined as the credit granted after the due dates of the previous billing cycles have passed. (...) Revolving loans include the amounts obtained through a line of credit and not yet repaid (outstanding amounts). A line of credit is an agreement between a lender and borrower that allows a borrower to take advances, during a defined period and up to a certain limit, and repay the advances at his discretion before a defined date. (...) Overdrafts are debit balances on current accounts. Both revolving loans and overdrafts exclude loans provided through credit cards."