As of the first quarter of 2023, Greece was the EU country with the highest ratio of non-performing loans (NLPs) to total gross loans, at nearly 4.7 percent. During the same period, the ratio of non-performing loans in Sweden amounted to just 0.23 percent. Non-performing loans are those that are in default, or are close to being in default. Many standard contract terms specify that loans become non-performing after being in default for 90 days, but this can vary.
Ratio of non-performing loans and advances (NPLs) to gross loans in the European Economic Area as of 1st quarter 2023, by country
While non-performing loans (NPL) are defined as such when they are 90 days past due, non-performing exposure (NPE) refers to exposure to borrowers that are unlikely to pay their obligations or that have payments 90 days past their due.
Figures for individual countries includes the data of the subsidiaries of corporations domiciled in another country.
Profit from the additional features of your individual account
Currently, you are using a shared account. To use individual functions (e.g., mark statistics as favourites, set
statistic alerts) please log in with your personal account.
If you are an admin, please authenticate by logging in again.
Learn more about how Statista can support your business.
EBA. (July 17, 2023). Ratio of non-performing loans and advances (NPLs) to gross loans in the European Economic Area as of 1st quarter 2023, by country [Graph]. In Statista. Retrieved September 20, 2024, from https://www.statista.com/statistics/896038/non-performing-bank-loans-in-western-europe/
EBA. "Ratio of non-performing loans and advances (NPLs) to gross loans in the European Economic Area as of 1st quarter 2023, by country." Chart. July 17, 2023. Statista. Accessed September 20, 2024. https://www.statista.com/statistics/896038/non-performing-bank-loans-in-western-europe/
EBA. (2023). Ratio of non-performing loans and advances (NPLs) to gross loans in the European Economic Area as of 1st quarter 2023, by country. Statista. Statista Inc.. Accessed: September 20, 2024. https://www.statista.com/statistics/896038/non-performing-bank-loans-in-western-europe/
EBA. "Ratio of Non-performing Loans and Advances (Npls) to Gross Loans in The European Economic Area as of 1st Quarter 2023, by Country." Statista, Statista Inc., 17 Jul 2023, https://www.statista.com/statistics/896038/non-performing-bank-loans-in-western-europe/
EBA, Ratio of non-performing loans and advances (NPLs) to gross loans in the European Economic Area as of 1st quarter 2023, by country Statista, https://www.statista.com/statistics/896038/non-performing-bank-loans-in-western-europe/ (last visited September 20, 2024)
Ratio of non-performing loans and advances (NPLs) to gross loans in the European Economic Area as of 1st quarter 2023, by country [Graph], EBA, July 17, 2023. [Online]. Available: https://www.statista.com/statistics/896038/non-performing-bank-loans-in-western-europe/