
The Chilean health care system
Behind the country’s health care outcomes is, among other factors, the Chilean health care system. The Chilean health care system is contributive and consists of two main insurance schemes. The National Health Fund (Fondo Nacional de Salud) known as FONASA and Private Health Insurance Institutions (Instituciones de Salud Previsional) known as ISAPRES. FONASA consists of a health plan where services are provided by the government, and covers workers, dependent family members, and people without an income source, among other beneficiaries. The program is divided in four main groups which determine the kind of services received by each population and that depend on characteristics such as income and working status. A share of beneficiaries can choose between two different modalities, one of which gives people the possibility to make use of private services when fulfilling certain criteria. On the other hand, ISAPRES are private health care insurers that provide beneficiaries with health services under three different modalities based on the kind of clinics and doctors covered.Though a great share of the population is insured, a third of Chileans consider quality of health care in the country as poor. According to a survey carried out in the South American country, eight in ten people thought many cannot afford good health care. In addition, more than seven in ten people acknowledged that waiting times to get an appointment with doctors are too long, while just over one in ten regarded the system as providing the same standard of care to everyone. As a result, a restructure of the health care system is being discussed in the context of the drafting of a new constitution resulting from a referendum that took place by the end of 2020.