Average amount of savings held by two-person households in Japan 2012-2021

As of 2021, average savings held by households comprising two or more people in Japan amounted to approximately 18.8 million Japanese yen, an increase from around 16.6 million Japanese yen in 2012.

Multi-person households

Savings held by multi-person households increased proportionally with the age of the household head. The average net savings, expressing the current savings minus current liabilities, of multi-person households amounted to more than 13 million Japanese yen in 2021. Among households with a household head aged below 40 years, the net savings were negative, indicating that liabilities exceeded the amount of savings held among households in younger age groups.

Working multi-person households

Among all multi-person households, working households held savings of 14.54 million yen on average. Broken down by region, the average monthly savings of working households in Japan were the highest in the Tokai region, followed by Hokuriku and the Kanto region, which is home to Japan’s capital Tokyo. More than 60 percent of the savings held by working multi-person households were held as deposits. This reflected the overall trend that cash and deposits account for a majority of households' financial assets.