FinTech users by segment Poland 2027

According to the Digital Market Outlook, the FinTech segment with the highest penetration rate in Poland was digital payments, which was expected to account for over 21 million users in 2027. Users of neobanking in the country were also expected to grow steadily, yet the figures were significantly lower compared to the former segment's levels.

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FinTech user volume in Poland from 2017 to 2027*, by segment (in millions)

Characteristic	Digital Assets	Digital Investment	Digital Payments	Neobanking
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Supplementary notes

* The forecast was adjusted for the expected impact of COVID-19.

FinTech is short for ‘Financial Technology’, the central concept of structural change and digitalization within the financial services industry. Under the collective name FinTech (which still lacks a clear definition even within the industry), financial services are understood within the framework of the Digital Market Outlook. Digital infrastructures allowing the establishment of new types of agreements and procedures in the classic areas of banking such as lending, investment strategies and payments.

You can read full segments definitions here.

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