Germany: share of homeowners with a mortgage

The rate of home owners with a mortgage or loan in Germany fluctuated between 2010 and 2021. It can be seen that 28 percent of German households had a mortgage in 2021. This was an decrease from the previous year, when 31 percent of households had a mortgage loan.

Rate of home owners with a mortgage or loan in Germany from 2010 to 2021

Characteristic	Home ownership rate
2021	27.7%
2020*	31.4%
2019	25.8%
2018	25.6%
2017	25.7%
2016	26.2%
2015	26.2%
2014	26.6%
2013	27.6%
2012	28%
2011	28.1%
2010	27.8%

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Release date

December 2022

More information

Region

Germany

Survey time period

2010 to 2020

Supplementary notes

The source adds the following information: "The collection "Living conditions" hosts indicators relating to characteristics and living conditions of households, characteristics of the population according to different breakdowns, health and labor conditions, housing conditions as well as childcare related indicators."

Data coverage corresponds to code ilc_lvho02 of the EU-SILC survey.

* break in time series

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