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Combined ratio for motor insurance in France 2012-2018

This statistic illustrates the combined ratio for motor insurance in France from 2012 to 2018. It can be seen that the combined ratio for motor insurance slightly decreased during the period observed. In 2012 the combined ratio for motor insurance amounted to 101, by 2018 this had decreased to 100, the lowest value recorded during this five year period. During the whole period displayed the combined ratio of motor insurance never fell below one hundred, meaning that French motor insurance companies paid out more in claims than they received in premiums.

Combined ratio* for motor insurance in France from 2012 to 2018

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Source

Release date

October 2019

Region

France

Survey time period

2012 to 2018

Supplementary notes

* According to an outside source combined ratio is categorized as the following "Combined ratio measures the money flowing out of an insurance company in the form of dividends, expenses, and losses. Losses indicate the insurer's discipline in underwriting policies. A ratio below 100 percent indicates that the company is making underwriting profit, while a ratio above 100 percent means that it is paying out more money in claims that it is receiving from premiums. Even if the combined ratio is above 100 percent, a company can potentially still be profitable because the ratio does not include investment income."

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