The use of cash money remained relatively stable in France since 2000, making up roughly one-quarter of all retail payment transactions in the country. This according to estimations based on the available data regarding cash withdrawals and payment transactions. No data exists on the actual use of cash money, outside of survey diaries. Such a diary, covering consumers' use of cash money in shops, was held in Europe only once, in 2017. As not all payment data is readily available, like the use of OTC or over-the-counter cash withdrawals, note this can still mean that the cash share numbers provided here are not necessarily accurate.
Share of cash in total payment transactions in France from 2000 to 2019
No data is available that covers the exact volume of transactions conducted with cash money. In order to make a credible estimation, this calculation looked at the following indicators:
Value of ATM cash withdrawals (either with cards issued by resident PSPs at any terminal, provided by either a resident or non-resident PSP, or with cards issued by non-resident PSPs at terminals provided by resident PSPs;
Value of OTC or over-the-counter cash withdrawals;
Value of card payments, issued by resident PSPs;
Value of e-money payment transactions, issued by resident PSPs.
To summarize, this methodology tries to put cash withdrawals, either at an ATM or OTC, in perspective of all payment transactions (withdrawals + card payment+ e-money transactions) within a country. Numbers on checks, ACH or instant payments have not been used.
* Note that numbers on OTC withdrawals and e-money are not always readily available for all years. Multiple sources were consulted to get to these numbers. In the case of France, both OTC and e-money numbers were only provided from 2014 onwards. Additionally, from 2014 onwards, data on ATMs changed as the GCB (French domestic scheme) changed.
The values used in the calculations for France were in euros.
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Statista. (October 12, 2020). Share of cash in total payment transactions in France from 2000 to 2019 [Graph]. In Statista. Retrieved October 21, 2021, from https://www.statista.com/statistics/1095000/cash-use-in-france/
Statista. "Share of cash in total payment transactions in France from 2000 to 2019." Chart. October 12, 2020. Statista. Accessed October 21, 2021. https://www.statista.com/statistics/1095000/cash-use-in-france/
Statista. (2020). Share of cash in total payment transactions in France from 2000 to 2019. Statista. Statista Inc.. Accessed: October 21, 2021. https://www.statista.com/statistics/1095000/cash-use-in-france/
Statista. "Share of Cash in Total Payment Transactions in France from 2000 to 2019." Statista, Statista Inc., 12 Oct 2020, https://www.statista.com/statistics/1095000/cash-use-in-france/
Statista, Share of cash in total payment transactions in France from 2000 to 2019 Statista, https://www.statista.com/statistics/1095000/cash-use-in-france/ (last visited October 21, 2021)