Italy: mortgage-financed purchases of dwellings over total 2017-2021

The incidence of mortgage-financed purchases of dwellings over total purchases in Italy from 2017 to 2021 varied by macro-region. In 2021, approximately 55.5 percent of the total purchases of dwellings were through mortgages in the North East of Italy. The incidence remained lower, at around 41.5 and 40.2 percent, in the South and Islands.

Incidence of mortgage-financed purchases of dwellings over total purchases in Italy in 2017 and 2021, by macro-region

Characteristic	2017	2018	2019	2020	2021
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Release date

May 2022

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Region

Italy

Survey time period

2017 and 2021

Supplementary notes

The source adds the following information: "Number of normalized real estate unit transactions carried out with the help of a mortgage loan by natural persons. The analyses presented in the note do not include purchases of homes financed by loans with a mortgage registered on a property other than the one purchased or providing other collateral. Other forms of financing for the purchase of housing are also excluded, as well as the renegotiation of the loan, an operation that against a formal registration of a new loan does not involve the purchase of the house."

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