How big are contactless payments in Europe? According to 2019 payment diaries - published in December 2020 - there were big differences between the euro area countries. Slovakia, for instance, led a ranking that compared contactless payments against the overall card payments within each country, and was followed by Greece and Slovenia. Does this mean these countries are the biggest contactless payment markets in Europe? Not necessarily, as this survey does not include countries like the United Kingdom, Sweden, Denmark or Poland - all countries that do not have the euro (which was the scope of this survey) - and who have a reputation for being into contactless payments. Statista made its own contactless market share ranking within European POS sales, which includes the aforementioned countries. Additionally, card payments per capita varied greatly between the various European countries: Slovakia ranked as the 24th country in Europe in terms of how much each domestic consumer spent using either a debit card or a credit card.
Share of contactless transactions in the total number of card payments in the euro area in 2019
Sample of the population of each country from Kantar Public's internet panels, based on three demographic characteristics: gender, age and region of residence. Purposive sampling was used.
Method of interview
* Excluded from this survey were Germany and the Netherlands, as both countries supplied information from their central banks. One important note for Germany: the figures it provided were for 2016 and 2017, not 2016 and 2019 like all the other countries.
The figures shown here are based off payment diaries, held in three waves from March 2019 to December 2019 and published in December 2020. The source mentions there was a small questionnaire in 2020 asking about the impact of COVID-19 on payments behavior. The source chose not to include this information as "the two surveys cannot be directly compared" and "it cannot be predicted how the changes in the methodology influence the results in terms of an over- or underestimation of cash usage".
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ECB. (December 30, 2020). Share of contactless transactions in the total number of card payments in the euro area in 2019 [Graph]. In Statista. Retrieved December 06, 2021, from https://www.statista.com/statistics/1197134/contactless-share-card-payments-euro-area/
ECB. "Share of contactless transactions in the total number of card payments in the euro area in 2019." Chart. December 30, 2020. Statista. Accessed December 06, 2021. https://www.statista.com/statistics/1197134/contactless-share-card-payments-euro-area/
ECB. (2020). Share of contactless transactions in the total number of card payments in the euro area in 2019. Statista. Statista Inc.. Accessed: December 06, 2021. https://www.statista.com/statistics/1197134/contactless-share-card-payments-euro-area/
ECB. "Share of Contactless Transactions in The Total Number of Card Payments in The Euro Area in 2019." Statista, Statista Inc., 30 Dec 2020, https://www.statista.com/statistics/1197134/contactless-share-card-payments-euro-area/
ECB, Share of contactless transactions in the total number of card payments in the euro area in 2019 Statista, https://www.statista.com/statistics/1197134/contactless-share-card-payments-euro-area/ (last visited December 06, 2021)