Finance, Insurance & Real Estate

‘Money makes the world go round’, a statement truer now than ever and, like it or not, money and the financial industry is an unavoidable part of life in the modern age. Finance is the breath of the world and - without it, life as we know it would come to a grinding halt. Finance, insurance and real estate are necessities that ensure affect our safety, security and comfort. They are aspects of our lives to which we give little thought but which would leave a gaping and immediate hole if they were to cease to exist. They form the platform on which we build our lives, provide us with the means to do so, and supply us with a safety net, if for some reason the platform should break apart beneath our feat.

Banking and finance form a major part of the financial sector and include a broad range of institutions offering a plethora of services aiming to deal with the financial needs of their clients - be they individuals, corporations or national governments. Financial markets and their fluctuations form the basis of any capitalist society and the many ways in which their shifts affect our daily lives is ever present. Financial markets enable people to trade securities, commodities and other fungible items at prices that reflect supply and demand.

Insurance is another very important aspect of the financial services industry. Insurance, in a nutshell, constitutes the transfer of risk from one entity to another in exchange for payment. This loss can take numerous forms - for every form there is an insurance policy to cover it. From life and health insurance to auto and life, any risk that can be quantified can potentially be insured. Insurance can even be purchased by reinsurers to further displace the risk. Insurance is as important as it is financially mighty and has an important role to play in the economic recovery.